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Do you want the most out of your home loan? Then get on board this incredible offer of $4,000 cashback when you refinance!

When you’re looking for a home loan, you could go to a finance broker or to a bank. While a bank will only offer you its own products, a credit adviser is an industry expert who will take the guesswork out of finding the mortgage product that suits you and your needs.

It’s easy to understand why we look for the largest, most prestigious properties we can afford – we are constantly urged to define our success by our possessions: bigger, better, newer, faster, shinier. However, a relatively recent countermovement urges lower impact, fewer goods and less consumption, and at its core nestles the tiny house.

You’ve saved your deposit and you’re ready to start looking at properties, but have you considered all the details? Here are 10 questions to which you need answers.

Late payments and loan defaults leave marks on a credit history that can complicate any effort to refinance or secure a loan in the future. Default can also lead to a home being repossessed and sold by the lender, so it’s very important to act quickly to avoid it.

Exit and early termination fees can put the brakes on plans to sell, to refinance, and to renovate or purchase an investment property. Here’s how to avoid them from the start.

Want to know what stamp duty is and what it means for Australians?

When selling one property and purchasing another, the funds from the sale may not be available in time to use for the purchase deposit. There are typically two options in this scenario: a bridging loan and a deposit bond.

Any renovation project, large or small, can be all-consuming in terms of your energy and money. Here are seven loan types that can help you with the latter.

Reducing the life of your loan isn’t difficult; there are many simple things you can do to cut years off your mortgage. Here are some tips that will help you be mortgage-free sooner than planned.

A line of credit can be a very appealing idea, with immediate access to the limit of a mortgage and no extra approvals necessary. Used wisely, it can make investment and purchase of commercial equipment simple, but it can also spell disaster for the unprepared.

Interest rates are a big factor in each repayment and the total cost over the life of a loan, so staying on top of your current rate as well as the interest trends across the market is essential.

When was your last home loan health check?  Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much.

Insurance for something you can’t see or touch, such as your income, may seem strange. But how would you pay your mortgage if you were unable to work?

When it comes to saving on your mortgage, some of you may not have to look further than your job. If yours is a profession that classifies you as a ‘low risk’ borrower in the eyes of lenders, then you may be entitled to special discounts.

The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but leading mortgage brokers are warning that with every sugar-high comes the risk of a corresponding low.

Before you decide to purchase your first property there are a number of things to consider, including your current personal circumstances and financial status.

There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than just the front door? Open inspections are opportunities to really flick through the pages, and here’s the key points to take full advantage.

Pest inspections are an essential part of the home-buying process that can often be neglected. Read on for the answers to some common questions about what pest inspectors are looking for.

Is the key to saving a home deposit as simple as giving up smashed avo for breakfast? Well not quite, but spending smarter does make a difference. On top of a budget and a high-interest savings account, examining your credit card is essential.

One of the many acronyms in the mortgage industry is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means.

While some view Lenders Mortgage Insurance (LMI) as being exclusively beneficial for lenders, we explore the value for first home buyers, plus how to buy without a 20% deposit and if you could even waive LMI completely!

As the home loan market becomes increasingly complex, more people are turning to brokers to assist them become financially empowered and live smarter, while achieving their home loan goals. Here are some of the reasons why…

While no one likes paperwork, providing your broker with the right documentation will save you time and money.

Curious about the home loan application process, what lenders are looking for, and if a home loan pre-approval is right for you? Read on to learn more about the journey and the important factors you need to know.

Confused at the difference between fixed-rate and variable loans? Get to know what a fixed interest rate loan is and what it means for you.

Ever wondered what you should look into first when looking at home ownership: the actual property itself or the home loan? This article will answer your questions.

While you may not need a six-figure salary to invest in property, those who earn a relatively low income will require a little more creative thinking to start a portfolio. Here are some tips to help you get started.

Everybody want's to be as financially smart as possible – after all, why would you pay more when you don't have to, especially not on such a big life decision like a house. Read on for our essential tips on how to avoid overpaying for a home. 

If you are finding it tough to meet your current financial obligations or you are just interested in reviewing your current home loan, then you are not alone. Mortgage brokers stand ready and able to assist with your options during this difficult time.