Loan Types

HomeLoan TypesLow Doc Loans

Low Doc Loans

Australia has a new economy. More and more people are self-employed or employed on contract. This means that their income patterns are not as regular as PAYG earners.

Lo Doc loan will enable you to "self-certify" your income. You could pay a little bit more in interest and fees – but it saves you a lot of time and stress.



  • There is no need to provide financials to the lender just an income declaration
  • No tax returns or financials required
  • Full loan options available – redraw, Line of credit, variable or fixed, Principal or Interest only repayments


  • You could pay higher interest rates and fees
  • Limited to 85% of the property value


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