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First Home Buyer

There's no doubt that buying your first home is an exciting but challenging experience - there is a lot of information to sift through including the home loan (mortgage) application itself.

Our professional home loan consultants can assist you every step of the way. Not only do they offer expert mortgage advice, but also help you to set and achieve realistic goals.

They are a wealth of information on the first home loan grant, budgeting, and all the ins and outs of buying a home such as stamp duty and legal fees.

Contact us today to out if you qualify for the First Home Owner Grant.

Buying Your Next Home

You may have outgrown your existing home or perhaps it's simply time for a change. Our local home loan professionals will assist you in all aspects of the mortgage including tailoring a home loan specific to your needs.

With the advantage of over 200 loan products from banks and other lending institutions to choose from, this will ensure a loan that best suits you, not the lender.

Buying an Investment Property

Whether this is your first time as a property investor or you are looking to increase your property investment portfolio, Acquired Home Loans friendly and experienced home loan consultants can provide you with personalised home loan advice for investment purchases.

Acquired Home Loans understands the specific requirements of property investors and our professional home loan consultants are armed with local knowledge to assist you every step of the way.

Not only can they tailor the best investment home loan product for you, they are a wealth of information on things such as home loans insurance, stamp duty and legal fees.

We also offer a home loan pre-approval facility to enable you to make an offer quicker with the confidence of knowing exactly how much you can afford to spend and tailoring the best home loan product for you.

Refinancing an Existing Loan

If you are looking for a better deal on your existing home loan, refinancing can provide you with more flexible home loan options.

Refinancing your home loan can also allow you to unlock equity in your home to start renovating, buy an investment property or consolidate your debt.

Acquired Home Loans has worked with many homeowners to refinance their home loan.

Our home loan experts can offer local knowledge, tailored home loan advice and will work with you to find a flexible home loan solution.

Renovating

Consider the advantages of a Renovation Home Loan:

  • Building equity in your existing property
  • No property selling costs
  • No property purchasing costs
  • Stay in your neighbourhood
  • Save on removalist costs
  • Smaller mortgage

Consolidate Existing Debts

Loosely defined, it's the act of combining several loans or debts – usually credit card debt – into one low payment. This can offer two big economic advantages: Lower interest rates and greater simplicity. Both are goals to work toward, and both are decidedly achievable. But how?

Here's the short-term solution: Consider a debt consolidation loan. It can cut those numerous high-interest debts down to size into one low-interest loan with one fell swoop. But exactly who qualifies for a debt consolidation loan? Do you have to own a home or not? And what about equity? There’s a little confusion. Let’s clear this up...

Debt Consolidation Loan Options

Consolidating several high-interest loans into one low, manageable payment can dramatically free up your cash. With the extra money you will have, you can feel free to pay more against the principal (and pay off debts earlier)or use the extra cash wisely in other areas where it’s needed.

The important thing is that you make a move to reduce your debt now. The more you wait, the more cash you stand to lose. But, which avenue to debt consolidation is right for you?

Luckily, there are a multitude of debt reduction options available. We’ll run through them for you, so you can decide which best fits your needs.

What you should know before trying to consolidate debt

You’re worried that your debt is too high, and you’ve decided to do something about it. That’s good. Debt consolidation may save you both time and money. Your next move depends on your own personal financial situation.

Define your goal: lower payment, or faster payoff.

The idea behind debt consolidation is a simple one: several higher-interest debts into a single, lower-interest debt. This can benefit you in two different ways.

First, with a lower interest rate, you may be able to lower your monthly interest payments so you have more of your hard-earned cash available for other important needs.

Alternatively, a lower interest rate could allow you to apply the interest savings to the principal loan – and pay off the debt faster.

The Banks Have Said No

Specialist Loans

Acquired Home Loans has a range of home loans for all property types, including apartments, developments and South Australian affordable housing.

We understand that there are a number of common scenarios which would see someone in the
specialist and non-conforming borrowing area.

Specialist lenders offer specialist and non-conforming loans to those who don't meet mainstream lending criteria, this includes people with an impaired credit history, or unpaid defaults and seasonal, casual or self-employed workers.


We can provide solutions for you on:

There are a range of options available and your Acquired finance specialist can assist you in identifying which product and structure from those available in the market is best suited to your circumstances.

The Acquired Difference

At Acquired Home Loans it's all about choice.
Your own bank can only offer you one choice.

At Acquired Home Loans we offer you over 200 products from various banks and lending institutions in one simple meeting, saving you time and frustration.

Pre-Approval

Having a pre-approval from Acquired Home Loans gives you the confidence of knowing exactly how much you can afford to spend and how much it will cost.

To find out more about home loan pre-approval, contact us today! Call us today on 1300 400 500 or send us an email

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